Reader’s Question:

My teenager will be buying her first car very soon. What’s the best way to compare car insurance quotes?

Diane

Jacksonville, FL

The best way to compare car insurance quotes when shopping for coverage is by visiting websites that carry major providers. These sites act as mediators between the several car insurance companies and the client. So, you get to have several quotes just by checking out one website.

Take into consideration, though, that teenagers get the highest car insurance rates. This is because they lack experience in driving, and thus get into more accidents than older and more seasoned drivers. So, it would be smart to have your teenager attend a state-approved advanced driving class first before getting those quotes. All beginner drivers are also required by the state to take a first-time-driver traffic law and substance abuse course. Taking these courses will instantly qualify your teenager to rate cuts from five to ten percent, depending on the company’s rating system. Moreover, buying a car that has been loaded with safety and security features will be a very good move as this will significantly lower the rates on Collision and Comprehensive Insurance. If your teenager still goes to school, then he is not allowed to have any unexcused absences for thirty days or his permit or license will be revoked by the Department of Motor Vehicles (DMV).